The Clearing
Medicare help for the moment you’re actually in.
Making room in the years ahead.
Plan-neutral. Clear language. No broker pressure. A calmer place to sort the Medicare questions that get heavier when they sit too long.
Plan-neutralNo plan salesIndependentNot a broker
Why most people arrive here
“I’ve watched hours of Medicare videos and I still don’t know what to do.”
“Everyone who’s helped me so far was trying to sell me something.”
“I’m not sure the decision I made at 65 was the right one.”
“I’m trying to help my parent figure this out and I don’t know where to start.”
If any of these sounds like where you are, you’re in the right place.
Plan-neutralNo plan salesBuilt to help you verify before you act
Where are you right now
Pick the moment closest to yours.
I’m trying to understand what decisions I have to make and when.
My employer coverage is ending and I need to figure out what comes next.
Someone I care about needs to make Medicare decisions and I’m trying to help.
Something arrived and I need to understand what it means and what to do.
I need to know how this affects my coverage.
I have more questions than I know what to do with. I just want a calmer place to begin.
Weighing Original Medicare with a Supplement against Medicare Advantage? Take the free Medicare Fit Check › — eight questions on the tradeoffs, no name or email to start.
The Guide · From The Clearing
Talk it through with Fern.
Private. Considered. Yours.
Fern is an AI guide built for exactly these situations. Describe what’s happening in your own words — Fern organizes the facts, identifies what matters, and tells you what to verify next. Not a sales tool. Not a plan picker. An interactive guide that starts where you are and works through it with you.
Fern is available to members of The Clearing.
Fern is an educational guide from The Clearing. The Clearing is not an insurance agency, brokerage, carrier, or plan. Fern does not sell, recommend, compare, or enroll you in specific Medicare plans.
Take Your Time
The Medicare Decision That Follows You for Life
A short, independent guide for people who want to understand Medicare before the mailers, calls, deadlines, and sales pitches take over. Read the first chapter — free, right now.
“There are two paths. Traditional Medicare with a Supplement and a separate drug plan. Or Medicare Advantage, a private plan that manages your Medicare for you. Every other decision flows from this single fork.”
Read the first chapter free
Join The Clearing
Medicare guidance, funded by members — not plan commissions.
The Clearing is for people who want help understanding Medicare without being pushed toward a specific plan. We do not sell insurance, recommend plans, or earn commissions from enrollments. Your membership supports independent guidance, access to Fern, and a community built to help you think clearly before you act.
An AI Medicare guide that works through your situation with you — in clear language, without a sales agenda.
Medicare explainers, checklists, and guides written for the person using them.
A smaller space for respectful questions, shared experience, and steadier follow-through.
A structured prompt each year to review your plan before AEP begins.
New guides, tools, and resources as The Clearing expands.
One membership covers up to three people in the same household — a spouse, partner, adult child, or caregiver.
A note from Dan
“I started The Clearing because I wanted Medicare and the years ahead to take up less room than they were taking. The goal is not to make every decision easy. It is to make the next step clearer, keep the facts in one place, and give families a calmer way to work through what comes next.”
Dan LeagueThe Clearing