Start Here
Four stops, in order — from “I don’t know what I’m facing yet”
to a decision that fits your situation.
The Clearing is a small, deliberate place built for people facing a Medicare decision — their own, or one they’re helping a parent through.
It doesn’t sell insurance, and it doesn’t earn a commission on anything you choose.
What it offers is a way to organize your situation, plain reference material when you want to read, and tools for the work when you’re ready.
This page is the whole site, in the order most people use it. You don’t need to know anything about Medicare to begin.
What you get
The free organizing tool, and where most people begin. It turns your situation — health, doctors, budget, timing — into a plain list of what your coverage has to handle.
The free reference shelf. Plain-English explanations of how Medicare works, organized so you can read what applies to your situation and skip the rest.
For when you’re ready to work. They take the list the Self-Audit helped you build and hold it against the choices in front of you, one decision at a time.
The guide inside the Program, available to members. Named here so you can see the full shape of the place — the free tools above are where everyone starts.
If a question comes up while you’re here, Ask Hazel is in the top-right corner of every page.Ask Hazel →