.bp-hero{background:var(--green);border-bottom:1px solid rgba(255,255,255,.08);padding:36px 0 32px}.bp-hero .wrap{max-width:1160px;margin:0 auto;padding:0 40px}.bp-kicker{font-size:11px;font-weight:800;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin:0 0 14px;display:block}.bp-hero h1{font-family:Newsreader,Georgia,serif;font-weight:500;font-size:clamp(26px,3.8vw,36px);line-height:1.1;color:var(--cream);margin:0 0 12px;letter-spacing:-.01em}.bp-hero-lede{font-size:16px;line-height:1.55;color:#f1eadcb8;margin:0 0 20px;max-width:58ch}.bp-meta{display:flex;align-items:center;gap:20px;flex-wrap:wrap}.bp-meta-item{font-size:12.5px;color:#f1eadc80;display:flex;align-items:center;gap:7px}.bp-meta-dot{width:4px;height:4px;border-radius:50%;background:var(--gold);display:inline-block}.bp-canvas{background:var(--cream);padding:44px 0 80px}.bp-canvas .wrap{max-width:1160px;margin:0 auto;padding:0 40px}.bp-inner{max-width:700px}.bp-screen{display:none}.bp-screen.bp-active{display:block}.bp-intro-card{background:var(--paper);border:1px solid var(--line-soft);border-radius:14px;padding:32px 36px;margin-bottom:24px;box-shadow:var(--shadow)}.bp-intro-card h2{font-family:Newsreader,Georgia,serif;font-weight:500;font-size:22px;color:var(--green);margin:0 0 12px}.bp-intro-card p{font-size:15px;line-height:1.65;color:var(--ink);margin:0 0 10px}.bp-intro-card p:last-child{margin:0}.bp-intro-list{list-style:none;padding:0;margin:14px 0 0;display:flex;flex-direction:column;gap:9px}.bp-intro-list li{font-size:14px;color:var(--muted);display:flex;align-items:flex-start;gap:10px;line-height:1.5}.bp-intro-list li:before{content:"";width:5px;height:5px;border-radius:50%;background:var(--gold);flex-shrink:0;margin-top:6px}.bp-start-btn{display:inline-flex;align-items:center;gap:10px;background:var(--green);color:var(--cream);border:none;border-radius:8px;padding:13px 26px;font-size:15px;font-weight:700;cursor:pointer;transition:background .16s ease;margin-top:6px}.bp-start-btn:hover{background:var(--green-2)}.bp-start-btn:active{transform:scale(.97)}.bp-start-btn svg{width:15px;height:15px}.bp-progress-wrap{margin-bottom:24px;display:flex;align-items:center;gap:14px}.bp-progress-bar{flex:1;height:3px;background:var(--line);border-radius:2px;overflow:hidden}.bp-progress-fill{height:100%;background:var(--gold);border-radius:2px;transition:width .3s ease}.bp-progress-label{font-size:11.5px;color:var(--muted);font-weight:700;letter-spacing:.07em;text-transform:uppercase;white-space:nowrap}.bp-qcard{background:var(--paper);border:1px solid var(--line-soft);border-radius:14px;padding:32px 36px;box-shadow:var(--shadow)}.bp-qstep{font-size:10.5px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-deep);display:block;margin-bottom:10px}.bp-qtitle{font-family:Newsreader,Georgia,serif;font-size:21px;font-weight:500;color:var(--green);margin:0 0 6px;line-height:1.25}.bp-qsub{font-size:14px;color:var(--muted);margin:0 0 22px;line-height:1.5}.bp-opt{display:flex;align-items:flex-start;gap:14px;width:100%;background:var(--cream);border:1.5px solid var(--line);border-radius:10px;padding:14px 16px;margin-bottom:9px;cursor:pointer;text-align:left;transition:border-color .16s ease,background .16s ease}.bp-opt:last-child{margin-bottom:0}.bp-opt:hover{border-color:var(--green-soft);background:var(--paper)}.bp-opt.sel{border-color:var(--green);background:#21382a0f}.bp-opt:active{transform:scale(.99)}.bp-opt-radio{width:17px;height:17px;border-radius:50%;border:2px solid var(--line);flex-shrink:0;margin-top:2px;display:flex;align-items:center;justify-content:center;transition:border-color .16s ease}.bp-opt.sel .bp-opt-radio{border-color:var(--green);background:var(--green)}.bp-opt.sel .bp-opt-radio:after{content:"";width:6px;height:6px;border-radius:50%;background:var(--cream)}.bp-ot{font-size:15px;font-weight:600;color:var(--ink);line-height:1.3}.bp-os{font-size:13px;color:var(--muted);margin-top:3px;line-height:1.4;display:block}.bp-state-select{width:100%;padding:11px 14px;border:1.5px solid var(--line);border-radius:10px;background:var(--cream);font-size:15px;color:var(--ink);font-family:inherit;cursor:pointer;margin-bottom:14px;appearance:auto}.bp-state-select:focus{outline:none;border-color:var(--green)}.bp-travel-check{display:flex;align-items:flex-start;gap:12px;padding:13px 15px;background:#be8a2e14;border:1px solid rgba(190,138,46,.25);border-radius:10px;cursor:pointer;margin-top:10px}.bp-travel-check input[type=checkbox]{width:17px;height:17px;flex-shrink:0;margin-top:1px;accent-color:var(--green);cursor:pointer}.bp-travel-label{font-size:13.5px;color:var(--ink);line-height:1.5}.bp-travel-label strong{color:var(--green)}.bp-nav{display:flex;align-items:center;justify-content:space-between;margin-top:20px}.bp-back-btn{background:none;border:none;color:var(--muted);font-size:13.5px;font-weight:600;cursor:pointer;padding:8px 0;display:flex;align-items:center;gap:6px}.bp-back-btn:hover{color:var(--ink)}.bp-next-btn{background:var(--green);color:var(--cream);border:none;border-radius:8px;padding:12px 24px;font-size:14.5px;font-weight:700;cursor:pointer;transition:background .16s ease,opacity .16s ease,transform .1s ease;opacity:.32;pointer-events:none}.bp-next-btn.active{opacity:1;pointer-events:auto}.bp-next-btn.active:hover{background:var(--green-2)}.bp-next-btn.active:active{transform:scale(.97)}.bp-zone-a{background:var(--green);padding:40px 0 48px;background:linear-gradient(180deg,var(--green) 85%,#2e4a38 100%)}.bp-zone-a .wrap{max-width:1160px;margin:0 auto;padding:0 40px}.bp-zone-a-inner{max-width:700px}.bp-za-eyebrow{font-size:10.5px;font-weight:800;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);display:block;margin-bottom:12px}.bp-za-title{font-family:Newsreader,Georgia,serif;font-weight:500;font-size:clamp(24px,3.2vw,34px);color:var(--cream);margin:0 0 8px;line-height:1.1}.bp-za-subtitle{font-size:14px;color:#f1eadc99;margin:0 0 16px;letter-spacing:.02em}.bp-za-action-lead{font-family:Newsreader,Georgia,serif;font-style:italic;font-size:16px;color:#f1eadcd1;line-height:1.55;margin:0 0 24px;max-width:52ch}.bp-save-btn{display:inline-flex;align-items:center;gap:9px;background:var(--gold);color:#23180a;border:none;border-radius:8px;padding:13px 26px;font-size:15px;font-weight:700;cursor:pointer;transition:background .16s ease,transform .1s ease;text-decoration:none}.bp-save-btn:hover{background:#d4a040}.bp-save-btn:active{transform:scale(.97)}.bp-save-overlay{position:fixed;inset:0;background:#00000085;display:flex;align-items:center;justify-content:center;z-index:9000;padding:20px;opacity:0;pointer-events:none;transition:opacity .18s ease}.bp-save-overlay.open{opacity:1;pointer-events:all}.bp-save-dialog{background:var(--cream);border-radius:12px;padding:36px 32px 28px;max-width:480px;width:100%;box-shadow:0 24px 64px #00000047;transform:scale(.96);transition:transform .2s cubic-bezier(.23,1,.32,1)}.bp-save-overlay.open .bp-save-dialog{transform:scale(1)}.bp-save-dialog-eyebrow{font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}.bp-save-dialog h3{font-family:Newsreader,Georgia,serif;font-size:22px;font-weight:600;color:var(--green);margin:0 0 10px}.bp-save-dialog p{font-size:14px;color:#4a5a4e;line-height:1.55;margin:0 0 18px}.bp-save-url-field{font-family:Courier New,monospace;font-size:12.5px;background:#f0ede6;border:1.5px solid #d4cfc4;border-radius:6px;padding:10px 13px;color:#2a3d2e;word-break:break-all;margin-bottom:18px;line-height:1.5;user-select:all;cursor:text}.bp-save-copy-btn{display:inline-flex;align-items:center;gap:8px;background:var(--gold);color:#23180a;border:none;border-radius:8px;padding:12px 24px;font-size:14px;font-weight:700;cursor:pointer;transition:background .16s ease,transform .1s ease;width:100%;justify-content:center;margin-bottom:16px}.bp-save-copy-btn:hover{background:#d4a040}.bp-save-copy-btn:active{transform:scale(.97)}.bp-save-divider{border:none;border-top:1px solid #ddd8ce;margin:4px 0 14px}.bp-save-close{background:none;border:none;color:#7a8a7e;font-size:13px;cursor:pointer;padding:0;text-decoration:underline;text-underline-offset:2px}.bp-save-close:hover{color:var(--green)}.bp-zone-b{background:var(--cream);padding:44px 0 36px}.bp-zone-b .wrap{max-width:1160px;margin:0 auto;padding:0 40px}.bp-zone-b-inner{max-width:700px}.bp-zone-c{background:#eee9df;padding:36px 0 64px}.bp-zone-c .wrap{max-width:1160px;margin:0 auto;padding:0 40px}.bp-zone-c-inner{max-width:700px}.bp-segment-card{background:var(--paper);border:1px solid var(--line-soft);border-radius:14px;padding:28px 32px;margin-bottom:18px;box-shadow:var(--shadow)}.bp-segment-label{font-size:10.5px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-deep);display:block;margin-bottom:8px}.bp-segment-title{font-family:Newsreader,Georgia,serif;font-weight:500;font-size:19px;color:var(--green);margin:0 0 10px}.bp-segment-body{font-size:14.5px;line-height:1.65;color:var(--ink);margin:0}.bp-segment-body p{margin:0 0 10px}.bp-segment-body p:last-child{margin:0}.bp-windows-section{margin-bottom:18px}.bp-section-title{font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--green);margin:0 0 12px}.bp-window-item{background:var(--paper);border:1px solid var(--line-soft);border-radius:10px;padding:18px 22px;margin-bottom:9px}.bp-window-item:last-child{margin-bottom:0}.bp-window-head{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;margin-bottom:6px;flex-wrap:wrap}.bp-window-name{font-size:14px;font-weight:700;color:var(--ink)}.bp-window-badge{font-size:9.5px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;background:var(--gold);color:#23180a;border-radius:4px;padding:3px 7px;white-space:nowrap}.bp-window-dates{font-size:12.5px;color:var(--gold-deep);font-weight:600;display:block;margin-bottom:5px}.bp-window-desc{font-size:13.5px;color:var(--muted);line-height:1.55;margin:0}.bp-state-card{background:#21382a0a;border:1.5px solid rgba(33,56,42,.15);border-radius:12px;padding:22px 26px;margin-bottom:18px}.bp-state-card-title{font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--green);margin:0 0 16px}.bp-state-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.bp-state-stat{background:var(--paper);border:1px solid var(--line-soft);border-radius:9px;padding:14px 16px}.bp-state-stat-label{font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);display:block;margin-bottom:6px}.bp-state-stat-val{font-family:Newsreader,Georgia,serif;font-size:17px;font-weight:500;line-height:1.2;display:block;margin-bottom:4px}.bp-state-stat-val.green{color:#2d7a4f}.bp-state-stat-val.gold{color:var(--gold-deep)}.bp-state-stat-val.red{color:#b84040}.bp-state-stat-desc{font-size:11.5px;color:var(--muted);line-height:1.45}.bp-flags-section{margin-bottom:24px}.bp-flags-section-title{font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--green);margin:0 0 12px}.bp-accordion-item{border:1.5px solid var(--line-soft);border-radius:12px;margin-bottom:8px;overflow:hidden;display:none}.bp-accordion-item.visible{display:block}.bp-accordion-head{display:flex;align-items:center;justify-content:space-between;padding:16px 20px;cursor:pointer;background:var(--paper);transition:background .16s ease;gap:12px}.bp-accordion-head:hover{background:#21382a0a}.bp-accordion-title{font-size:13.5px;font-weight:700;color:var(--ink)}.bp-accordion-chevron{width:16px;height:16px;flex-shrink:0;transition:transform .22s ease;color:var(--muted)}.bp-accordion-item.open .bp-accordion-chevron{transform:rotate(180deg)}.bp-accordion-body{padding:0 20px 18px;background:var(--paper);font-size:14px;line-height:1.6;color:var(--ink);display:none}.bp-accordion-item.open .bp-accordion-body{display:block}.bp-acc-snowbird .bp-accordion-head{border-left:3px solid rgba(190,138,46,.5)}.bp-acc-intl .bp-accordion-head{border-left:3px solid rgba(33,56,42,.4)}.bp-acc-excess .bp-accordion-head{border-left:3px solid rgba(45,122,79,.5)}.bp-acc-esrd .bp-accordion-head,.bp-acc-underwriting .bp-accordion-head{border-left:3px solid rgba(184,64,64,.4)}.bp-acc-trial .bp-accordion-head{border-left:3px solid rgba(33,56,42,.5)}.bp-acc-snowbird .bp-accordion-title{color:#7a5e28}.bp-acc-intl .bp-accordion-title{color:var(--green)}.bp-acc-excess .bp-accordion-title{color:#1a5c38}.bp-acc-esrd .bp-accordion-title,.bp-acc-underwriting .bp-accordion-title{color:#7a2020}.bp-acc-trial .bp-accordion-title{color:var(--green)}.bp-date-wrap{margin-top:18px;padding:18px 20px;background:#be8a2e0f;border:1.5px solid rgba(190,138,46,.22);border-radius:10px}.bp-date-label{font-size:13px;font-weight:700;color:var(--ink);display:block;margin-bottom:4px}.bp-date-hint{font-size:12px;color:var(--muted);display:block;margin-bottom:10px;line-height:1.5}.bp-date-row{display:flex;align-items:center;gap:10px;flex-wrap:wrap}.bp-date-input{padding:9px 13px;border:1.5px solid var(--line);border-radius:8px;background:var(--cream);font-size:14px;color:var(--ink);font-family:inherit;width:155px}.bp-date-input:focus{outline:none;border-color:var(--green)}.bp-date-skip{background:none;border:none;color:var(--muted);font-size:12.5px;font-weight:600;cursor:pointer;text-decoration:underline;text-underline-offset:3px;padding:0}.bp-date-skip:hover{color:var(--ink)}.bp-date-attestation{font-size:11.5px;color:var(--muted);line-height:1.5;margin-top:10px;padding-top:10px;border-top:1px solid rgba(0,0,0,.08)}.bp-calc-window{font-size:12.5px;color:var(--gold-deep);font-weight:700;margin-top:4px;padding:3px 9px;background:#be8a2e1a;border-radius:5px;display:inline-block}.bp-copy-link-btn{display:inline-flex;align-items:center;gap:8px;background:none;border:1.5px solid rgba(33,56,42,.4);border-radius:8px;padding:9px 18px;font-size:13.5px;font-weight:600;color:var(--green);cursor:pointer;transition:border-color .16s ease,background .16s ease;margin-bottom:16px}.bp-copy-link-btn:hover{border-color:var(--green);background:#21382a0d}.bp-copy-link-btn:active{transform:scale(.97)}.bp-fern-block{background:#21382a0a;border:1px solid rgba(33,56,42,.3);border-radius:12px;padding:24px 28px;margin-bottom:20px}.bp-fern-block-eyebrow{font-size:10.5px;font-weight:800;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep);display:block;margin-bottom:8px}.bp-fern-block-title{font-family:Newsreader,Georgia,serif;font-weight:500;font-size:18px;color:var(--green);margin:0 0 8px}.bp-fern-block-body{font-size:14px;color:var(--muted);line-height:1.6;margin:0 0 16px}.bp-fern-upload-btn{display:inline-flex;align-items:center;gap:8px;background:var(--green);color:var(--cream);border:none;border-radius:8px;padding:11px 22px;font-size:14px;font-weight:700;cursor:default;pointer-events:none;opacity:.65;margin-bottom:10px}.bp-fern-learn-link{font-size:13.5px;color:var(--green);font-weight:600;text-decoration:underline;text-underline-offset:3px;display:block}.bp-fern-learn-link:hover{color:var(--green-2)}.bp-reset-btn{display:inline-flex;align-items:center;gap:7px;background:transparent;border:2px solid var(--green);border-radius:8px;padding:10px 22px;font-size:14px;font-weight:600;color:var(--green);cursor:pointer;transition:background .16s ease,color .16s ease;margin-bottom:32px}.bp-reset-btn:hover{background:var(--green);color:var(--cream)}.bp-reset-btn:active{transform:scale(.97)}.bp-verify-card{background:#f5ede0;border:2px solid var(--green);border-radius:12px;padding:28px 32px;margin-bottom:16px;border-left:6px solid var(--green)}.bp-verify-eyebrow{font-size:11px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--gold-deep);display:block;margin-bottom:10px}.bp-verify-title{font-family:Newsreader,Georgia,serif;font-weight:500;font-size:22px;color:var(--green);margin:0 0 12px;line-height:1.3}.bp-verify-lead{font-size:15px;color:#000000d1;line-height:1.6;margin:0 0 16px}.bp-verify-list{list-style:none;padding:0;margin:0 0 18px;display:flex;flex-direction:column;gap:10px}.bp-verify-list li{font-size:15px;line-height:1.6;color:#000000d1;display:flex;align-items:flex-start;gap:10px}.bp-verify-list li:before{content:"";width:6px;height:6px;background:var(--green);border-radius:1px;flex-shrink:0;margin-top:7px}.bp-verify-list li strong{color:var(--ink)}.bp-verify-list a{color:var(--green);text-decoration:none}.bp-verify-list a:hover{text-decoration:underline}.bp-verify-closer{font-family:Newsreader,Georgia,serif;font-style:italic;font-size:15px;color:#21382ae0;line-height:1.5;margin:0}.bp-disclaimer-card{background:var(--cream);border:1px solid rgba(33,56,42,.22);border-radius:12px;padding:24px 28px;margin-bottom:0}.bp-disc-eyebrow{font-size:10.5px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--gold-deep);display:block;margin-bottom:16px}.bp-disc-stanza{margin-bottom:16px}.bp-disc-stanza:last-child{margin-bottom:0}.bp-disc-h4{font-family:Newsreader,Georgia,serif;font-size:15.5px;font-weight:500;color:var(--green);margin:0 0 5px}.bp-disc-body{font-size:14px;color:#000000b8;line-height:1.6;margin:0}.bp-disc-body a{color:var(--green)}.bp-brand-closer{font-size:12px;color:var(--muted);text-align:center;margin-top:32px;padding-top:20px;border-top:1px solid var(--line)}@media (max-width: 900px){.bp-state-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width: 640px){.bp-hero .wrap,.bp-canvas .wrap,.bp-zone-a .wrap,.bp-zone-b .wrap,.bp-zone-c .wrap{padding:0 20px}.bp-intro-card,.bp-qcard,.bp-segment-card{padding:22px 20px}.bp-state-grid{grid-template-columns:repeat(2,1fr)}.bp-verify-card{padding:22px 20px}.bp-disclaimer-card{padding:20px 18px}.bp-reset-btn,.bp-copy-link-btn{width:100%;justify-content:center}}@media print{header,footer,nav,.bp-hero,.bp-canvas .bp-screen,.bp-progress-wrap,.bp-nav,.bp-save-btn,.bp-save-overlay,.bp-reset-btn,.bp-fern-upload-btn,.bp-date-panel-iep,.bp-copy-link-btn,.bp-fern-block,.site-utility,.site-footer,.new-tools-strip{display:none!important}#bp-zone-a,#bp-zone-b,#bp-zone-c{display:block!important}@page{size:letter;margin:.75in .85in}body{background:#fff!important;color:#000!important;font-size:11pt}.bp-zone-a{background:#21382a!important;-webkit-print-color-adjust:exact;print-color-adjust:exact;padding:24pt 0 20pt;page-break-after:avoid}.bp-za-eyebrow{color:#b07a16!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}.bp-za-title{font-size:22pt!important;color:#f5f0e8!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}.bp-za-subtitle,.bp-za-action-lead{color:#f5f0e8cc!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}.bp-zone-b{padding:20pt 0 0}.bp-zone-b-inner,.bp-zone-c-inner{max-width:100%}.bp-segment-card{border:1.5pt solid #21382a;border-radius:8pt;padding:16pt 18pt;margin-bottom:16pt;page-break-inside:avoid}.bp-segment-label{color:#b07a16!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}.bp-segment-title{font-size:14pt;color:#21382a!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}.bp-windows-section{margin-bottom:14pt;page-break-inside:avoid}.bp-section-title{font-size:9pt;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:#21382a!important;margin-bottom:8pt;-webkit-print-color-adjust:exact;print-color-adjust:exact}.bp-state-card{page-break-inside:avoid;margin-bottom:14pt}.bp-accordion-body{display:block!important}.bp-accordion-chevron{display:none}.bp-accordion-head{page-break-inside:avoid}.bp-verify-card{border:1.5pt solid #21382a;border-left:5pt solid #21382a;border-radius:8pt;padding:14pt 16pt;page-break-inside:avoid;margin-bottom:14pt;-webkit-print-color-adjust:exact;print-color-adjust:exact}.bp-disclaimer-card{border:1pt solid #ccc;border-radius:6pt;padding:12pt 14pt}.bp-disc-body{font-size:8.5pt;color:#555!important}.bp-brand-closer{font-size:8pt;color:#888!important;border-top:1pt solid #ccc;padding-top:10pt;margin-top:20pt}.wrap{max-width:100%!important;padding:0!important}}